Friday, May 13, 2011

Emas : Betulkah Selamat Secara Total?

Kebelakangan ni, memang ramai yang berlumba - lumba untuk melabur dalam emas. Alasannya semua sama .. emas ialah pelaburan selamat. Sebenarnya, emas ni bukanlah pelaburan selamat 100% cuma, kurang risikonya. Buat yang sedang gila2 melabur tu, jangan lah melabur semua sekali simpanan anda. Sebab kalau tengok graf bawah ni, cuba bayang kan jika jadi seperti antara tahun 1979 ke 1981. Tak ke masak kome?? Separuh harga beb.

$US Gold - From 1973




Jadi sebab ni lah saya tidak berminat untuk membeli emas pada waktu sekarang . Cukuplah apa yang ada sekarang... Tunggu dan lihat. Tapi, akhirnya pelaburan ini, anda punya pilihan. Buat yang muslim, solat istikharah la dan minta pentunjuk sebelum melabur!

Thursday, May 5, 2011

Reviu : Akaun Simpanan Emas Maybank

Features Description
Minimum Initial Purchase 1 gram
Minimum Subsequent Purchase/Sale In multiples of 1 gram
Minimum Balance in the Account 1 gram
Gold Purchase Price - Gold purchase will be based on the Bank's prevailing gold SELLING price quoted in RM per gram

- The mode of payment accepted for purchase of gold are:

•Cash
•Debiting of current/savings account maintained with the Bank
•House cheque
Gold Sale/Withdrawal - Gold sale will be based on the Bank's prevailing gold BUYING price quoted in RM per gram

- Withdrawal options available are:

•Cash
•Crediting of current/savings account maintained with the Bank
Mode of Operation Passbook
Interest No interest payout
Stamp Duty Fee on Agreement RM10
Replacement of Lost / Spoilt Passbook RM15 (inclusive of Stamp Duty for Letter of Indemnity)



Who can apply
•Individuals aged 18 years and above
•Joint account - maximum 4 persons
Disclaimer: The returns on Maybank Gold Investment Account (MGIA) are subject to the gold price fluctuations. Customers are advised to read and understand the product before making any investment. This product is not insured by Perbadanan Insurance Deposit Malaysia (PIDM).


Deposit one gram of gold and stand a chance to win RM10,000 worth of gold!